Privacy Policy

1. Introduction

Welcome to Capital Access Stack ("we," "our," or "us"). We are committed to protecting your privacy and ensuring transparency about how we collect, use, and safeguard your information. This Privacy Policy explains our practices regarding the information we collect through our website at capitalaccessstack.com (the "Site").

By accessing or using our Site, you agree to the terms of this Privacy Policy. If you do not agree with our practices, please do not use our Site.

2. Information We Collect

2.1 Automatically Collected Information

When you visit our Site, we automatically collect certain information about your device and browsing activity, including:

• IP Address: Your Internet Protocol (IP) address, which may reveal your approximate geographic location
• Location Data: Country and city information derived from your IP address using third-party geolocation services
• Device Information: Browser type, operating system, and device identifiers through user-agent strings
• Usage Data: Pages visited, time spent on pages, referral sources (websites that directed you to our Site)
• Traffic Source: Information about how you found our Site (search engines, social media, direct visits, etc.)
• Session Information: A unique session identifier stored in your browser's session storage to track your visit

2.2 Interaction Data

We track specific interactions you have with our Site, including:

• Clicking on phone numbers or "Call Now" buttons
• Clicking on email addresses
• Clicking on project links in our portfolio section
• Downloading files (if applicable)

2.3 Information You Provide

If you contact us via phone or email, we may collect:

• Your name
• Email address
• Phone number
• Any information you choose to share in your communications with us

3. How We Collect Information

We use several methods and technologies to collect information:

• Analytics System: We use a custom-built analytics system to track visits and events
• Session Storage: We store session identifiers in your browser's session storage (data is cleared when you close your browser)
• Third-Party Services: We use external geolocation APIs including ip-api.com, ipapi.co, and ipgeolocation.io to determine your approximate location from your IP address
• Server Logs: Our web servers automatically log standard information sent by your browser

4. How We Use Your Information

We use the collected information for the following purposes:

• Analytics and Performance: To understand how visitors use our Site, which pages are most popular, and how to improve user experience
• Marketing Analysis: To measure the effectiveness of our marketing campaigns and understand traffic sources
• Geographic Insights: To understand where our visitors are located and tailor our services accordingly
• Conversion Tracking: To track which actions visitors take (calls, emails, project views) to measure business performance
• Service Improvement: To identify technical issues and improve Site functionality
• Business Communications: To respond to inquiries and provide information about our capital markets framework services

5. Data Storage and Security

We store collected data in a MongoDB database. We implement reasonable security measures to protect your information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

Session identifiers are stored only in your browser's session storage and are automatically deleted when you close your browser.

6. Data Sharing and Disclosure

We do not sell, rent, or trade your personal information to third parties. We may share your information only in the following circumstances:

• Service Providers: We use third-party services (such as geolocation APIs and database hosting) that may process your information on our behalf
• Legal Requirements: We may disclose your information if required by law, court order, or government regulation
• Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity
• Protection of Rights: To protect our rights, property, safety, or the rights of our users or others

7. Third-Party Services

Our Site uses the following third-party services:

• IP Geolocation Services: ip-api.com, ipapi.co, and ipgeolocation.io (for determining visitor location from IP addresses)
• IP Lookup Services: ipify.org (for IP address detection)

These third-party services have their own privacy policies, and we encourage you to review them. We are not responsible for the privacy practices of these external services.

8. External Links

Our Site may contain links to external websites and client sites. We are not responsible for the privacy practices or content of these external sites. We encourage you to read the privacy policies of any site you visit.

9. Data Retention

We retain analytics data for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. Session storage data is automatically deleted when you close your browser.

10. Your Rights and Choices

Depending on your location, you may have certain rights regarding your personal information:

• Access: Request access to the personal information we hold about you
• Correction: Request correction of inaccurate information
• Deletion: Request deletion of your personal information
• Objection: Object to our processing of your personal information
• Data Portability: Request a copy of your data in a machine-readable format

To exercise these rights, please contact us using the information provided in the "Contact Us" section below.

You can also prevent session tracking by disabling JavaScript in your browser or clearing your browser's session storage, though this may affect Site functionality.

11. Do Not Track Signals

Currently, our Site does not respond to "Do Not Track" signals from browsers. We may implement this feature in the future as industry standards develop.

12. Children's Privacy

Our Site and services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected personal information from a child without parental consent, we will take steps to delete that information.

13. International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence. These countries may have data protection laws that differ from the laws of your country. By using our Site, you consent to the transfer of your information to these countries.

14. California Privacy Rights (CCPA)

If you are a California resident, you have specific rights under the California Consumer Privacy Act (CCPA):

• Right to know what personal information is collected, used, shared, or sold
• Right to delete personal information held by businesses
• Right to opt-out of the sale of personal information (Note: We do not sell personal information)
• Right to non-discrimination for exercising CCPA rights

To exercise these rights, please contact us at hello@capitalaccessstack.com.

15. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will post the updated policy on this page with a new "Last Updated" date. We encourage you to review this Privacy Policy periodically. Your continued use of the Site after any changes constitutes your acceptance of the updated Privacy Policy.

16. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:

17. Consent

By using our Site, you consent to this Privacy Policy and agree to its terms.